A goal without a plan remains just a goal – many people have visions, intentions, ideas, dreams which never happen because they are not planned. Goal planning can be especially helpful in advancing your career and job hunting, or starting your own business, or becoming self-employed or freelance.
Goals give you an idea as to what you want to achieve. They can vary from just plain savings to your retirement, to your child’s education. Buying a house, buying a car, finding your or your son’s/daughter’s marriage etc. The job does not end here though. Even after listing them, you must have a clear vision about their priorities.

Once you have set your goals then the second important step is to decide the time frame in which you would like to achieve them. This factor is very important when you are planning to invest. The time period for the investment is based on the time in which you wish to achieve your set of goals.
For goal planning India, you can use planners like a financial planner and investment planner to help in planning the goals and planning so that you can achieve your dreams by going the right way.

The best, way to make this daunting task easy is to divide your goals into the following three categories:

• Responsibilities: Like providing for your parents, providing education to your children, funding their marriage, meeting any unforeseen events etc. These can be planned with the help of a financial planner or investment planner according to the responsibilities.
• Needs: This includes requirements that you have like providing for retirement, buying a house, providing for day-to-day life and also saving for the near future, etc.
• Dreams: Or aspirations. It can be anything like buying a luxury car to buying a solitaire for your wife or a world tour. Your dreams may be out of reach but there is no harm in listing them as this can act as a constant reminder for you to work hard.

Based on the above three criteria you categorize your goals. You need to prioritize the above-listed goals in an order of importance in your life and their requirements. There needs to be a fair balance drawn between needs and responsibilities. At a certain point in time, both could be equally desired by you.